Medicaid + Medicare + Even More Benefits

Horizon NJ TotalCare (HMO D-SNP) combines all your Medicare and Medicaid benefits and more into one plan — all at no cost to you! When you choose Horizon NJ TotalCare (HMO D-SNP), you'll feel good knowing your member ID card carries the familiar Blue Cross® and Blue Shield®.

With Horizon NJ TotalCare (HMO D-SNP), you pay nothing for all covered services.


In 2024, our Horizon EXTRA Benefits Card is easier to use than ever before:

  • Receive up to a $2,880 credit annually ($720 every three months) to use on over-the-counter (OTC) items at participating stores or through the OTC catalog.
  • Eligible members get up to an extra $640/year ($160 every three months) allowance for a combined total of $3,520/year*
    • The flexibility to also use your allowance for healthy food items and utility bills such as electric, gas and water (gasoline not included)

Plus More Plan Benefits:

  • $0 cost for all prescription drugs and many over-the-counter medicines
  • $0 cost for Medicaid-covered services, like:
    • Dental care, including exams, X-rays, cleanings, fillings, crowns, periodontal care and dentures
    • Vision care, including exams, glasses and contact lenses
  • Pay $0 for home delivery up to 34 meals over a 17 day period/two occurrences per year**
  • Get 24/7 online doctor and therapist visits (telehealth) using your phone, tablet or computer with Horizon CareOnline℠. Includes virtual therapy and psychiatry.

A Fitness Program at No Cost to You

Improve your health with the Silver&Fit® Healthy Aging and Exercise program:

  • Access to a network of thousands of participating fitness centers
  • A digital fitness program with home fitness tools, including digital workout videos
  • Healthy Aging Coaching via phone, video, or chat for a broad range of areas, including nutrition and fitness

*Gasoline is not included with this benefit. The benefits mentioned are a part of special supplemental program for the chronically ill. Not all members qualify. In order to qualify for these benefits, members must have been diagnosed with one or more specific chronic conditions, have a higher risk to be in the hospital, and participate in the Horizon Care Management Program.

**Meals are offered following inpatient stay and must be coordinated by Horizon Care Managers. Eligible to receive up to 34 meals over a 17 day period. Limited to two occurrences per year.

Members must use a SNP network provider. Member must use a SNP network DME (Durable Medical Equipment) supplier. Members must use a SNP network pharmacy. Members will be enrolled into Part D coverage under the SNP and will be automatically disenrolled from any other Medicare Part D or creditable coverage plan in which they are currently enrolled.

The Horizon Extra Benefits Mastercard® Prepaid Card is issued by Stride Bank, N.A. Member FDIC, pursuant to a license by Mastercard International. Stride Bank is an independent company offering debit card services and is solely responsible for its products.

The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Incorporated (ASH). Silver&Fit is a federally registered trademark of ASH and used with permission herein. All programs and services are not available in all areas. American Specialty Health Fitness, Inc. is an independent company that supports Horizon BCBSNJ's fitness and exercise programs.

Horizon CareOnline℠ is a service mark of Horizon Blue Cross Blue Shield of New Jersey.

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